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Cold Wallet vs. Hot Wallet: Where Is Crypto Stored?One thing to note is that you can't store cryptocurrencies in a regular bank account; they have to be stored in a crypto wallet. You have to. Crypto wallets hold the private keys to your cryptocurrency and keep them safe. 1) Lack of Ownership. While you can store any coins or tokens you purchase on your exchange wallet, you don't really own that wallet. � 2).
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